New potatoes

24 07 2010

I went into the vege garden this morning to pull some winter weeds, and noticed that a few of the potato plants (which came up all by themselves!) had died off. My friend Bobbie — who knows about growing fruit and veges — had identified these plants for me a few months back, and had said that the potatoes would be ready to dig out when the tops died off.

So dig I did. And I found these lovely potatoes! The ones on the left are as picked; those on the right after a light wash in a bucket. I didn’t have to scrub them at all — the dirt just fell off them when I swished them in the bucket.

So that’s potatoes and two types of spinach (Swiss Chard and Rainbow Spinach) I’ve been getting from this small vege patch. There were a couple of tomatoes just after we moved in too. I haven’t planted a thing — they’ve just all come up by themselves, so I guess the previous owners had planted some veges there previously.

I must remember to throw some chilli seeds in there soon to see if they take. I go through a lot of chillis so growing my own makes a lot of sense.





Scary statistics

14 07 2010

A good friend of mine and her business partner have taken on another business — one that you wouldn’t normally think of, and one that some people might feel uncomfortable about discussing in their 30-second ‘elevator pitch’.

Their new business is Moon Pads (http://www.moonpads.com.au), and they make and sell washable menstrual products (or ‘feminine hygiene’ products as the advertisers would like us to say, demurely). Their products don’t use chemicals for absorption, are reusable, last for years, and don’t go to landfill.

Well, I was chatting to Suzanne via instant messaging today (she’s based in Tasmania), and we were talking about her new business and how it was going. She also sent me a prototype of their new brochure for my opinion. And I got to thinking about this chemicals-going-to-landfill thing with respect to the commercial, disposable menstrual products that Western women (at least) have been using for the past 60+ years. And I started to think about some statistics. And it was scary.

There are some 6.5 billion people in the world, but for ease of calculation, let’s make that 6 billion. Half of them are women (3 billion), and of those a good proportion are between 12 and 55 (again, I’m using these ages as approximations for the onset of puberty through to menopause). As I don’t know what women in places like many African nations, India and China do about menstrual products, I’m going to assume that they don’t use the commercial, disposable, chemical things those in the so-called developed countries do. That removes some 1.5 billion women from my estimates (1 billion alone from China and India, and I’m guessing another half billion from Africa). Let’s remove another half billion of those left to account for those who are under 12 or over 55.

What we’re left with is approximately 1 billion women of reproductive age in the so-called developed world. Now it gets interesting…

Let’s assume that EACH woman in that 1 billion cohort:

  • has 12 periods per year
  • has her period for 5 days per month
  • uses an average of 4 tampons or pads per day of their period
  • has periods for approximately 40 years of their lives

So, each woman will use some 9600 disposable tampons or pads (12 x 5 x 4 x 40) over their menstrual life.

Over 40 years, and assuming 1 billion fertile women from the so-called developed nations, that’s 9600 BILLION disposable tampons and pads that are sent to landfill or incineration for the chemicals to leach out into the earth’s groundwater or pollute the earth’s atmosphere. That’s some 240 BILLION per year!! And I think my numbers are conservative. If you add another billion to represent the fertile women of Africa and India and China, double those figures.

This is BIG business — and it has terrible environmental consequences.

From Wikipedia (http://en.wikipedia.org/wiki/Menstrual_pad):

The materials used to manufacture most pads are derived from the petroleum industry and forestry. The absorbent core, made from chlorine bleached wood pulp … with the addition of polyacrylate gels …. The remaining materials are mostly derived from the petroleum industry, the cover stock used is polypropylene …, with the leakproof barrier made from polyethylene film. The extraction, production and manufacture of these plastics contributes nitrogen oxide, sulfur dioxide and carbon dioxide – ozone depleting gases; human toxins that lead to cancer and birth defects as well as chemicals that cause the acidification of trees. The high plastic content of these products ensures they remain in our environment for centuries as they are neither biodegradable nor recyclable. Disposal of used sanitary products by either flushing out into the oceans of the world, incinerating or depositing in landfill creates various pollutants including dioxins deposited in the sea through sewerage waste and air pollution from incinerators.

No wonder Suzanne and her business partner have taken on the production of reusable, washable menstrual products. Even if only a small percentage of fertile women switched to cloth, the environmental savings would be enormous. (And yes, I know that various chemicals were used in manufacturing the cloth used in reusable napkins. But this would be nowhere near the amount of petrochemicals used to produce the commercial, disposable products.)

And then there are the savings to your wallet. A package of around 12 pads costs between $5 and $6 here in Australia. Assuming you used two packs per period, that’s some $10-$12 per month or $120 to $144 per year. Cloth pads from my friends’ store (http://www.moonpads.com.au) average about $15 each, so to cover two days’ worth, you’d need about eight ($120). But this outlay covers you for many years of use, not just one year.

Maybe it’s time women stopped being conned by the ‘health’ industry into thinking that they have to use these highly-manufactured and environmentally toxic products and that there aren’t alternatives.

I’ll try not to think of the other disposable things manufactured with lots of chemicals that we can’t live without these days, like tissues (when I was a kid, we all had cotton hankies — when did tissues become the ONLY thing to use?). I’m as guilty as anyone of using tissues, paper towels, and similar. Perhaps handkerchiefs and cotton hand towels need to make a comeback?





Smoke gets in your eyes… and nose…

29 04 2010

We left our last location to get away from the threat of bushfires and the smoke from controlled and uncontrolled burns. So far, so good. Until 5 days ago. That’s when we started smelling smoke — just a little to start with. Two days ago that little became a LOT.

The local shire is doing a lot of controlled burns in the region at the moment, and the smoke is really bad. We’ve had the windows closed totally for the past 3 days, but still it wafts in. The mornings are the worst as the cool night air puts a blanket over the thick smoke and won’t let it escape. Add to that little or no sea breezes for the past week, and the smoke just keeps hanging around.

Usually by the afternoon, it’s lifted a little. And we’re getting the most spectacular and colourful sunrises and sunsets. However, I’d just like to open the windows or get on my bike and get some fresh air. I feel really sorry for those who have respiratory conditions — this must be a really bad time for them.

I took the pictures below while driving home from the shops at noon today. They give just a hint of how this smoke is hanging around.

That line on the horizon? That's the sand dunes on the other side of the inlet -- they're usually clear and sharp enough to see the dunes poking above some of the trees

Smoke haze through the trees

See also: Local news report on these controlled burns with pictures taken in the morning of the Bunbury Port shrouded in smoke: http://southwest.thewest.com.au/regionals.aspx?MenuID=334&ContentID=165573





Bank ‘loses’ 64K of our money

22 04 2010

Westpac have done it again! They’ve stuffed up yet another property settlement of ours.

This time, they ‘lost’ nearly $64K between getting it at noon yesterday and this morning when I checked our accounts online and realised there was a significant shortfall. I’ve since been in contact with our ex-local branch people and it looks like it’s sorted, though until I check the accounts tomorrow I won’t know for sure. Thank goodness for the relationship we had with the terrific staff at our previous branch! Without that, I think I would’ve been on hold on the phone most of the day.

So, how did the bank mess it up? Well, I really don’t know, but I’m going to take a guess based on what I *do* know. And that guess is incompetency and not double checking all details. Again.

In one of the documents we had to sign prior to settlement, we had to nominate (in writing) how we wanted the funds disbursed after the sale of the property. In that document I clearly wrote that I wanted an amount taken off our main mortgage (for this example, let’s say it was $150K). Not only did I nominate this amount, but I also had to provide full details like the BSB and Account Number of that mortgage account.

The other part of that form asked us to nominate where we wanted the balance to go after all other settlement fees etc. were taken into account. We nominated our savings account (also with Westpac) and provided its BSB and Account Number. We didn’t know how much would be going in there, but for the sake of this example, let’s assume it was around $146K. This form was duly sent to our settlement agent, and there was no problem with it.

When we put this property on the market some months ago, I had sat down with Tracy in our then local branch and we’d gone through what would happen on the sale — an unused line of credit account would be closed, and the line of credit on the mortgage account would be reduced after we had paid the $150K into the mortgage. Clear, right? I thought so; Tracy thought so.

So, come the day of settlement (yesterday) and the settlement agent transfers the balance of the funds to Westpac to be disbursed as per our instructions ($150K off the mortgage, balance — expected to be ~$146K — into our savings). Simple. Obviously not…

This morning I check our online accounts and find that the bank has put $150K into our savings and $82,400.04 into our mortgage account (where *did* they get that number from???). That means not only did they put the wrong amounts into the accounts, but there’s also now a shortfall of nearly $64K!!!! I checked every one of our accounts and the $60+K hadn’t been deposited into any of them.

So, there I am at 6:30 AM, looking at my online accounts and seething at the incompetency of Westpac for stuffing up ANOTHER settlement (see https://sandgroper14.wordpress.com/2007/02/16/bank-stuff-up/ for details on the most recent one before this — there was one before that, too!). I’m madly printing off bank statements, emailing the settlement agent to get the final statement detailing how much was to be disbursed, getting my ducks in a row, and faxing page after page to the local branch asking them to call me ASAP. Finally, I got a call just after 9:30 AM from the helpful Rob (whom I’ve dealt with before). I explained each page of my fax to him — the documentary evidence that shows that the bank has put the monies into the wrong accounts and that show that the bank hasn’t disbursed all the monies — and left him to chase up those in the bank (the Mortgage Processing Centre??) who might be able to give me an answer… and give me my missing money back!

An hour or so later, Rob calls. And here’s what he said the bank told him:

  • They had never seen the account nomination form from the settlement agent before. (Unlikely. If they hadn’t, how did they know to put $150K into one of the accounts — admittedly, the wrong one? I don’t buy that. I’ve also used our settlement agent several times over the past few years, and she’s REALLY competent at her job. She would have forwarded that information to the bank ages ago. And Tracy and Rob at the local branch are equally competent people.)
  • They split the balance amount for the mortgage payment in two, one amount for the weird $82K figure, and the other for the $60K figure. (Why???? We gave no authorisation for that balance to be split, so what gave the bank the right to split it without our knowledge and without our authority? What else can they do with our money without our signatures??? That’s scary.)
  • When they put the $82K into the mortgage, that triggered the line of credit to be reduced (that’s fine — we wanted that).
  • But when they tried to put the $60K into the mortgage immediately after, it was rejected ‘because the line of credit had been reduced’! (I’m sorry, but I don’t buy that — they were trying to PAY OFF a large part of our mortgage, NOT take money out of it! I can’t see how reducing a line of credit should stop them from putting money IN to the account. That’s just crazy, if it’s the case. Besides, it should’ve been a lump sum in the first place!)

Rob also told us that the bank would pay us the day’s interest on the $64K they held — it’s meant to be processed against the mortgage account overnight tonight. That’s the least I’d expect for yet another stuff up.

So, I’ll wait and see… Tomorrow I’ll check the bank accounts as soon as I wake up, and see if they’ve got it right this time. I’ve decided not to get them to swap the amounts around — the figures are close enough to each other that I can transfer funds from one account to the other easily if I decide to do so. Besides, I really don’t trust them to get it right! Of course, it could’ve been nasty and cost us dearly if one of these incorrect amounts was critical for a specific payment — would the bank admit their error and pay any penalty fees, had that been the case?? Not without a fight, I suspect.

It will be a VERY HAPPY day when we no longer have a mortgage and won’t have to deal with incompetent bozos.

Update 23 April 2010:

  • The ‘lost’ money went in overnight and I could see it in my online accounts list. Yay!
  • But now there was a fee for $400, then another for $400 which had been reversed. So I still had a $400 fee charge against that account.
  • And there was another unnamed fee for $110, which was also duplicated then reversed, with the net result of a $110 charge against that account.

I wrote another fax to my friendly local branch people, and got a phone call later in the morning explaining these fees, and why the money was split.

  • The $110 was a ‘registration fee for changing the name of the mortgage title with Landgate’. So why not say that on the statement? Why just ‘FEE’? And when I asked Rob about the debit/credit reversal for the same amount, he said ‘that always happens in the system with these sorts of transactions’ and he didn’t know why. I was horrified at the amount of time (and therefore money) Westpac waste because their staff have to answer phone calls and visits from customers selling properties who are querying these charges (and reversals). I have no idea how many property settlements are done per day around Australia, but I suspect there would be thousands. As one of the ‘big 4’ Australian banks Westpac alone would deal with hundreds of these settlements. That’s hundreds of queries every day from customers wanting to know why they’ve been charged a fee twice and why one of those has been reversed ‘by the system’. That’s incredibly wasteful!!
  • The $400 ‘FEE’ was in two parts — $250 for Westpac to ‘attend’ the settlement (do they REALLY attend, or is it all done electronically?), and a $150 ‘document handling fee’ for adjusting the details on the mortgage account. Again, do documents really get produced or is it done electronically? This fee is also another that ‘the system’ duplicates, then reverses one. More wasted money for staff to answer questions from disgruntled customers…
  • The reason I was given for splitting the mortgage payment amount in two was that the $82K amount was to reduce the mortgage to our new limit. Once that was done, the balance was to take more off the mortgage. However, for the second transaction (the $60K one), the ‘wrong code’ had been put on the amount so it was rejected by ‘the system’ — until I jumped up and down and asked lots of questions! How many people DON’T check their statements closely? What would’ve happened to that $60K had I not queried it?? Would the bank have told me they had it and asked me what to do with it??
  • I still haven’t seen any credit for the interest my $60K would’ve earned them for a day…

Bottom line: Westpac’s computer systems suck at dealing with these sorts of transactions.





You too can look like a poodle!

22 04 2010

Saw this in Spotlight’s most recent catalogue (Crafting with Mum), advertising yarn and offering a free project sheet to make this outfit. Great outfit — if you want to look like a POODLE!





Great quote!

12 04 2010

I think was from a recent ‘Saturday Night Live’; I got it from a Twitter friend:

“When your body looks like a dirtbag’s binder from 7th grade metal shop, it doesn’t bode well for your character.”

Love it!





What’s wrong with this picture?

22 03 2010

It’s Seattle. It’s raining. The owner of the bike has carefully locked it and put a plastic bag over the seat. But there’s something not quite right with this picture…

Picked it yet? The helmet is totally exposed to the rain!





I found my bear!

14 03 2010

When I was very little, I got a teddy bear. I was so young, I have no recollection of not having it. I still have it. I loved that teddy to death and even played hairdressers on it when I was about 6, giving it a bit of a haircut! (Update 2017: I’ve been scanning some old photos and have found a picture of me aged about a year old with my bear.)

I’ve never seen another bear like it, and had no idea where or when it was made. I figured it wasn’t a Steiff bear, but its identity eluded me. Then two weeks ago on ‘The Collectors’, they did a segment on a doll hospital and at the end of the segment the panel discussed the value of several bears — including a bear that looked just like mine! I was so excited!

Thanks to ‘The Collectors’, I’ve now found out that my teddy is a Berlex Bear, made in Melbourne from the 1930s to the 1970s, and the value is around $300. Value is irrelevant as I’d never get rid of my ‘Ted’.

‘The Collectors’ episode that featured ‘my’ bear is Episode 4, 28 February 2010 and you can view it here: http://www.abc.net.au/tv/collectors/segments/s2824604.htm. The segment discussing the bears starts around 5 minutes 10 seconds in, and goes to 7 minutes 48 seconds.

Here’s a screen shot from the video, showing ‘my’ bear:

Berlex bear

And here’s *my* bear:

 

And me with my Ted way back when:

Update October 2020: I’ve now had Ted restored back to his handsome self: https://rhondabracey.com/2020/10/21/my-teddy-went-to-the-teddy-bear-doctor/





The bathing suit

10 03 2010

(A friend sent this to me — I don’t know its origins so I can’t acknowledge authorship. Enjoy!)

When I was a child in the 1960s the bathing suit for the mature figure was boned, trussed and reinforced, not so much sewn as engineered. They were built to hold back and uplift and they did a good job. Today’s stretch fabrics are designed for the prepubescent girl with a figure carved from a potato chip.

The mature woman has a choice – she can either go up front to the maternity department and try on a floral suit with a skirt, coming away looking like a hippopotamus who escaped from Disney’s Fantasia or she can wander around every run of the mill department store trying to make a sensible choice from what amounts to a designer range of florescent rubber bands. What choice did I have? I wandered around, made my sensible choice and entered the chamber of horrors known as the fitting room. The first thing I noticed was the extraordinary tensile strength of the stretch material. The Lycra used in bathing costumes was developed, I believe, by NASA to launch small rockets from a slingshot, which give the added bonus that if you manage to actually lever yourself into one, you are protected from shark attacks as any shark taking a swipe at your passing midriff would immediately suffer whiplash.

I fought my way into the bathing suit, but as I twanged the shoulder strap in place, I gasped in horror – my boobs had disappeared! Eventually, I found one boob cowering under my left armpit. It took a while to find the other. At last I located it flattened beside my seventh rib. The problem is that modern bathing suits have no bra cups.. The mature woman is meant to wear her boobs spread across her chest like a speed bump. I realigned my speed bump and lurched toward the mirror to take a full view assessment.. The bathing suit fit all right, but unfortunately it only fit those bits of me willing to stay inside it. The rest of me oozed out rebelliously from top, bottom, and sides. I looked like a lump of play dough wearing undersized cling wrap.

As I tried to work out where all those extra bits had come from, the prepubescent sales girl popped her head through the curtain, ‘Oh, there you are,’ she said, admiring the bathing suit. I replied that I wasn’t so sure and asked what else she had to show me. I tried on a cream crinkled one that made me look like a lump of masking tape, and a floral two piece which gave the appearance of an oversized napkin in a serving ring.

I struggled into a pair of leopard skin bathers with ragged frills and came out looking like Tarzan’s Jane, pregnant with triplets and having a rough day. I tried on a black number with a midriff and looked like a jellyfish in mourning.

I tried on a bright pink pair with such a high cut leg I thought I would have to wax my eyebrows to wear them.

Finally, I found a suit that fit…a two-piece affair with a shorts style bottom and a loose blouse-type top. It was cheap, comfortable, and bulge-friendly, so I bought it. My ridiculous search had a successful outcome, I figured.

When I got home, I found a label which read – ‘Material might become transparent in water.’

So, if you happen to be on the beach or near any other body of water this year and I’m there too, I’ll be the one in cut-off jeans and a T-shirt!





Tradesperson pet peeves

13 02 2010

We’ve been getting some electrical and other trades work done.  The reason for this little rant is the experience we had last week with the two electricians, who we’ve called the ‘bogmasters’ (the name will become obvious soon…), and some other tradies.

1. Answer your phone

If the only phone number for you in the directory is your mobile phone and I call it during business hours, I expect you to answer it, or for it to at least go to voice mail so I can leave you a message. If you don’t answer your phone, I’ll call someone else. At least two plumbers lost potential work because their mobile phones rang out.

2. Turn up when you say you will

If you say you’ll be there at 9:00am, mid-morning, noon, mid-afternoon, whatever…, then I expect you to turn up then. I don’t expect to wait until 2:00pm if you told me you’d be there at 9:00am and you haven’t called me to tell me you’re running late. In fact, if you’ve told me 9:00am, then even 10:00am is pushing it without explanation. The opposite is true too — if you say you’ll be there late morning, don’t call me at 9:00am and say you’re waiting outside and I’m not home!

3. Control your bodily fluids

The ‘bogmasters’ both sweated — a LOT. Understandable. It was a hot day, they were doing physical work, and were in and out of the extremely hot roof space. Yes, they are going to sweat profusely. But please have a towel or something to wipe it up. Don’t lean on my sofa, don’t lean on my car, and don’t lean over my bed linen while the sweat is dripping off you or is still plastered to your shirt. If you want to do any of these things, grab an old towel to protect my stuff from your bodily fluids — hell, if you’d asked, I’d have given you an old towel for the purpose. I was not happy having to clean up your sweat marks and watching drips of sweat hit the clean bed linen as you were working on the lights in the bedroom.

4. Control your bodily solids

Don’t come to my house and expect to take a dump — do that in your own house. And if you really *do* have to have a crap, then clean up after yourself — there’s a toilet brush there for a reason. I don’t leave skid marks on my loo, and I don’t want you to either. Oh, and when you finish, you’d better make sure I can hear you wash your hands in the bathroom. Three Four dumps in two days by two guys (the aptly named ‘bogmasters’) was three four times too many.

5. Respect my property

I’ve paid you good money for your services; the least you can do in return is respect my property as you do the job. Don’t drag cables across my polished floorboards — it scratches them. Don’t stand on the edge of the sliding door frame — you can bend it or knock bits of brick work off. Clean up after yourself — bring your own vacuum cleaner/dustbuster; don’t expect to use mine. Put your rubbish in the bin — don’t leave it where it lands. Cover the area where you’re going to work if it has stuff underneath it that bits of brick and plaster dust might affect (e.g. clothes hanging in the walk-in robe). Wash your hands often — dark handprints on the white painted manhole cover aren’t pretty.

6. Smoke away from the house

If you are going to smoke, do it outside and well away from the house and any prevailing breeze that might waft your stinking smoke into my environment.

7. Speak my language

Both ‘bogmasters’ were originally from The Netherlands, and both had been in Australia for 30+ years. Both spoke English perfectly, with a little bit of an accent. Both spoke English to each other while they were working on the job. But occasionally they spoke to each other in Dutch. When you revert to a language I don’t know, I start to make assumptions — were you making risque or derisory comments about me or my husband or our house? had you screwed up something you were doing and didn’t want to let me know? (the “Oh sh*t!” moments)


I’d hire any tradie in a heartbeat who follows my simple rules. It basically comes down to respecting my property and my time.

Anyone else have tradie pet peeves they’d like to share?